Can I drive my car while waiting to get my tags and insurance?

 

I just recently (like today) bought a car from a private party, and I don’t have insurance yet. I have to get my insurance over the phone, but I don’t know if they’ll take what I can give them or if they are going to want the full payment. Can I even drive the car to DMV after I get the insurance? Please help me I got a deal that was too good to be true so I couldn’t pass it up…..What now?

first thing, if the car runs – you can drive it. You can’t drive it legally without tags or insurance, and to get tags you “need” insurance. If your spotted without tags then you will get stopped, and probably impound your car. At least in Ohio all you have to do is sign a form that says you have it, and you dont have to show proof. So if you really want to RISK it, you can drive without insurance. But I wouldnt suggest it. If you do drive without, make sure its only for a VERY short time.
Driving without insurance : If youre stopped, and they ask for your insurance, your car will go to impound. You will lose your license (without priveledges).
If your in an accident – it’s automatically your fault and you have to pay everything out of your pocket.
Either way could possibly land you some jail time.
Thats all I know, theres probably more and different within each state.
My advice would be to get your tags first (have a buddy drive you or something) and get your insurance ASAP!
You don’t have to pay for a full year, or even six months all at once. You can go month to month. And if you only get minimum coverage, your payments per month should be less that $90 (depending on age, record, car type, and all that good stuff)
Other than that, enjoy your new ride!

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