Penalties for Driving Without Insurance in Minnesota
Driving without insurance in Minnesota is unlawful. Everyone must carry a proof of insurance when driving a car in Minnesota.
There are no detailed statistics, but authorities state that one in six drivers in Minnesota is without insurance. Some condemn the state of our economy because raise in jobless figures means raise in the number of people with no car insurance.
Despite the fact that the state doesn’t perform checks on all drivers, the chance of you getting caught is particularly high if you are involved in an accident.
If caught without insurance and you are not the owner of the automobile, a notice will be sent to the owner who will have to present a proof of insurance. The period to comply with such notice is 10 days after receiving it. An owner who fails to present a proof of insurance is guilty of a misdemeanor.
The penalty for driving without insurance may vary, depending on the circumstances. If it is your first offence, it will be considered a misdemeanor crime. On the other hand, for subsequent violations in the next 10 years it will be regarded as a gross misdemeanor.
One thing you don’t have to worry about in Minnesota is SR22 Insurance and having to fill a SR22 Form.
In same occasions you may be allowed to produce a proof of auto insurance before appearing in court. However, even if you provide such proof before the court date, you may still receive a fine between $200 and $1000.The Court can order you to serve up to 90 days of jail time. Your license may be suspended and your registration revoked.
If you have to appear before Court for driving without insurance, you may want to check if obtain auto insurance before your court date will reduce the penalties.
Insured drivers pay higher premiums because drivers without insurance do not contribute to the the pool of cash which covers accidents costs. Apart from being illegal, driving without insurance is also immoral. You shouldn’t be on the road if you can’t afford insurance.
Penalties for Driving Without Insurance
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