What is most likely to happen, in the case of Getting caught in NM without insurance?
12hr Question Only NEED HELP!
What are the rules regarding whether a driver has prior insurance? That is, how does state law handle it if a driver has no prior insurance or has let their previous insurance lapse?
If you fail to maintain continuous coverage on a vehicle throughout the period of operation, you have a lapse in coverage. This means that when your insurance lapses, you are driving without insurance. New Mexico’s insurance laws make it illegal for New Mexico motorists to drive without insurance or permit others to drive their vehicle without insurance. Driving without insurance in New Mexico is a misdemeanor and the penalties are severe. If you are caught driving without insurance in New Mexico, you may be charged with a misdemeanor, your vehicle registration may be suspended, and you could accumulate fines up to $300.
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I would add to that, since you can’t drive your car uninsured or allow others to drive it, there is a very good chance it will be impounded until you have coverage. Don’t risk it.